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    TrueGuardInsurance
    (336) 600-5005GET A QUOTE
    NO OBLIGATION • 100% FREE • LICENSED NC AGENTS

    Equipment Physical Damage
    Program

    Specialized physical damage protection for construction and heavy equipment.

    Equipment Physical Damage

    Protect Your Assets.

    We specialize in physical damage coverage for heavy equipment. Protect against accidental damage, burglary, collision, fire, flood, rollover, theft, and more.

    What Happens Next

    1

    Submit Your Information

    Tell us about your equipment and operation.

    2

    Eligibility Review

    We'll quickly verify that your equipment qualifies.

    3

    Receive Your Quote

    Immediate pricing is available for most eligible risks.

    4

    Bind Coverage

    Coverage can often be issued the same day.

    Prefer to talk? Call us directly

    (336) 600-5005

    Mon-Fri 9am-5pm • Sat-Sun Closed

    What Contractors Say

    "TrueGuard handles all our heavy equipment physical damage policies. When we need a COI to get on a new job site, they have it to us in minutes. Truly a partner in our growth."

    Robert C.

    General Contractor

    Physical Damage

    "We rent a lot of specialized equipment, and figuring out the insurance was a nightmare until we found TrueGuard. They structured a policy that covers our owned and rented gear perfectly."

    Elena M.

    Excavation Company

    Inland Marine

    Get Started Below

    Tell us about your equipment so we can quickly verify eligibility and provide immediate physical damage coverage.

    ContactOperationsCoverage

    This program provides instant quoting and binding for eligible equipment only. Certain operations are not eligible.

    Financed equipment may qualify to lock in your insurance premium for the full finance contract term, up to 72 months.

    Choose the payment option that works best for your business. Flexible payment options include monthly, semi-annual, annual, or financing the insurance premium into your equipment loan when available.

    Why This Program is Different

    • No lengthy insurance application for eligible risks
    • Immediate quotes and binding available
    • Up to $500,000 in insured value
    • Premium can be locked in for up to 72 months on financed equipment
    • Multiple payment options available

    A-Rated Carriers

    Fast COIs

    Jobsite Ready

    Contractor Experts

    Frequently Asked Questions