Protecting What Matters Most to You.

Insurance Built for Triad Families.

We specialize in protecting the people and assets that make the Piedmont Triad home. Whether you're a first-time homebuyer or a seasoned property owner, we structure coverage that fits your life.

• Families looking to consolidate and save with bundling
• Homeowners needing specialized flood or earthquake protection
• Renters and condo owners requiring liability security
• Individuals with high-value assets like jewelry or classic cars
• Pet owners and travelers seeking lifestyle protection

The Real Problem with Direct Insurance

Big-box insurance companies focus on volume. You deserve a partner who focuses on value. Most direct policies suffer from:

• Automated call centers that don't know your community
• Gaps in coverage hidden in the fine print of 'cheap' policies
• No guidance on how to properly bundle for maximum savings
• Slow or impersonal claims processes during stressful times
• Lack of annual reviews as your life and assets change

The True Cost of Being Underinsured

The biggest mistake we see families make is buying insurance based on the monthly premium alone, without understanding the coverage limits.

When a major claim happens—a severe car accident, a house fire, or a lawsuit—a cheap policy can leave you bankrupt. We ensure you have the right limits to protect your savings, your home, and your future wages, always adhering to the official guidelines set by the North Carolina Department of Insurance.

The most common bundle in Winston-Salem. Combine your auto and homeowners policies with one carrier and unlock an instant multi-policy discount.

• Single deductible option
• One renewal date
• Priority claims handling

The ultimate protection package. Add a $1M umbrella policy on top of your auto and home for pennies a day - and save the most on your total premium.

• $1M+ extra liability coverage
• Deepest multi-policy discount
• Covers lawsuits and judgments

Perfect for apartment dwellers and first-time renters. Bundle your car and renters coverage for a low combined monthly rate with full protection.

• Renters from ~$12/mo
• Personal property covered
• Liability protection included

Not sure which bundle is right for you?

Our agents compare dozens of carriers to find your best bundled rate - at no cost to you. The quote process takes just 10 minutes.

Why TrueGuard

A Local Agency That Actually Knows You

Unlike national call centers, our Winston-Salem agents are your neighbors. We take the time to understand your life, your risks, and your budget — then find coverage that genuinely fits.

"TrueGuard saved me over $600 a year by bundling my home and auto. The process was so easy and the agents were incredibly helpful."

"I've been with TrueGuard for 3 years now. Their annual policy reviews have kept my rates low even when other companies were raising theirs."

"When I had a small fender bender, the TrueGuard team walked me through the entire claims process. They made a stressful situation much easier."

What is the benefit of using an independent agency?

How much can I really save by bundling?

Do you offer coverage for high-value homes?

How often should I review my insurance policies?

Ready to Secure Your Future?

Join over 2,500 Triad families who trust TrueGuard for their personal protection. Get your free, no-obligation quote in under 10 minutes.

Independent Agency

We represent multiple A-rated carriers and shop the market on your behalf — so you get the best coverage at the most competitive rate, not just what one company offers.

15+ Years of Experience

Matt Nelson brings over 15 years of hands-on experience in commercial trucking, construction equipment, finance, and insurance — giving you guidance backed by real industry knowledge.

Local North Carolina Expertise

Based in Winston-Salem and serving clients throughout the Piedmont Triad and across North Carolina, we understand the unique risks and regulations that affect our region.

Personalized Solutions

No two clients are the same. We take the time to understand your specific situation and build a coverage program tailored to your needs — not a one-size-fits-all policy.

Claims Guidance & Support

When a claim happens, we're in your corner. We guide you through the process step by step so you're never left navigating a difficult situation alone.

Responsive Service

We prioritize fast turnaround on quotes, certificates of insurance, and policy changes. You shouldn't have to chase your agent — we stay ahead of your needs.

Specialized Programs

We offer access to specialized insurance programs for trucking, construction equipment, dealer programs, and more — markets that most standard agencies simply cannot access.

Ongoing Policy Reviews

Insurance needs change. We proactively review your policies to identify coverage gaps, eliminate unnecessary costs, and ensure your program keeps pace with your life and business.

Submit Your Request

Fill out our quick online form or call us directly. It takes less than 3 minutes.

We Review Your Risk

A licensed agent personally reviews your situation and identifies the right carriers to approach.

Receive Your Options

We present competitive quotes from multiple A-rated carriers with clear, honest recommendations.

Get Covered

Choose your program, sign your documents, and receive your policy — often same day.