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    TrueGuardInsurance
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    Modern, well-furnished apartment interior representing renters insurance protection

    Protect Your Belongings,
    Not Just Your Rent

    Affordable renters insurance that safeguards your possessions and provides peace of mind

    Complete Protection for Renters

    Our renters insurance policies provide comprehensive coverage to protect what matters most to you

    Personal Property

    Protects your belongings including furniture, electronics, clothing, and valuables from theft, fire, and other covered perils.

    Liability Coverage

    Protects you financially if someone is injured in your rental or you accidentally damage someone else's property.

    Medical Payments

    Covers medical expenses for guests injured in your rental unit, regardless of who is at fault.

    Additional Living Expenses

    Pays for temporary housing and living costs if your rental becomes uninhabitable due to a covered loss.

    Water Damage Protection

    Covers damage from burst pipes, appliance leaks, and other sudden water-related incidents in your rental.

    Fire & Smoke Damage

    Protects your personal belongings from fire and smoke damage, even if the fire starts in another unit.

    Why Choose TrueGuard Renters Insurance?

    Experience affordable, comprehensive coverage with exceptional service and support

    Affordable Protection

    Get comprehensive coverage for as little as $15-30 per month, less than your daily coffee budget.

    Easy Digital Management

    Manage your policy, file claims, and access documents anytime through our secure portal.

    Worldwide Coverage

    Your belongings are protected even when you travel, with coverage extending beyond your rental unit.

    Fast Claims Process

    Quick and hassle-free claims processing with dedicated support to get you back on your feet fast.

    Renters vs. Home Insurance

    Not sure which policy fits your situation? Here's a clear side-by-side breakdown to help you decide.

    Coverage Feature
    Renters Insurance

    For tenants & apartment dwellers

    Home Insurance

    For homeowners & property owners

    Who it's for
    Tenants renting an apartment, condo, or house
    People who own their home or property
    Building / Structure
    Not covered — landlord's responsibility
    Covered — protects the structure you own
    Personal Belongings
    Fully covered — furniture, electronics, clothing
    Fully covered — personal property inside the home
    Liability Protection
    Covered — if a guest is injured in your rental
    Covered — if someone is injured on your property
    Additional Living Expenses
    Covered — hotel & meals if your rental is uninhabitable
    Covered — temporary housing during repairs
    Medical Payments
    Covered — guests injured in your unit
    Covered — guests injured on your property
    Typical Monthly Cost
    $15 – $30 / month
    $100 – $200+ / month
    Required by?
    Often required by landlords
    Required by mortgage lenders

    You're a renter?

    This page is exactly right for you. Get a quick quote below.

    Get Quote

    You own your home?

    Check out our Home Insurance page instead.

    View Home Insurance

    Frequently Asked Questions

    Get answers to common questions about renters insurance

    Ready to Protect Your Belongings?

    Get a personalized renters insurance quote in minutes and discover how affordable protection can be

    Popular Coverages

    Explore our most requested insurance solutions to complete your protection.

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