RV & Motorhome Insurance
Comprehensive coverage for your home on wheels and travel adventures
What is RV Insurance?
RV insurance provides specialized coverage for recreational vehicles, motorhomes, travel trailers, and campers. It combines elements of auto and homeowners insurance to protect both your vehicle and your living space on the road.
Whether you're a weekend warrior or a full-time RVer, proper insurance protects your investment and provides liability coverage, personal property protection, and emergency assistance while you travel. Coverage can be customized based on how you use your RV and where you travel.
RV insurance is typically required by law if your RV is motorized, and most campgrounds and RV parks require proof of insurance.
What RV Insurance Covers
Comprehensive protection for your recreational vehicle and travels
Vehicle Damage
Coverage for collision, comprehensive damage, fire, theft, vandalism, and weather-related damage to your RV.
Liability Protection
Covers bodily injury and property damage you cause to others while driving or parked at a campsite.
Personal Belongings
Protection for your personal property inside the RV, including clothing, electronics, and camping equipment.
Medical Payments
Covers medical expenses for you and your passengers injured in an accident, regardless of fault.
Emergency Expenses
Coverage for lodging, food, and transportation if your RV becomes uninhabitable due to a covered loss.
Roadside Assistance
24/7 emergency roadside service including towing, tire changes, fuel delivery, and lockout assistance.
RVs We Cover
Insurance solutions for all types of recreational vehicles
Class A Motorhomes
Large, bus-style luxury motorhomes
Class B Motorhomes
Camper vans and conversion vans
Class C Motorhomes
Mid-size motorhomes with cab-over design
Travel Trailers
Towable trailers of all sizes
Fifth Wheels
Large trailers with gooseneck hitch
Pop-up Campers
Collapsible tent trailers
Truck Campers
Campers that mount on pickup trucks
Toy Haulers
RVs with built-in garage space
Why You Need RV Insurance
Legal Requirement
Motorized RVs require liability insurance by law in most states, just like regular vehicles.
Protect Your Investment
RVs are expensive. Insurance protects your significant investment from damage, theft, and total loss.
Home & Auto Combined
RVs need both vehicle and dwelling coverage since they serve as transportation and living space.
Travel with Confidence
Emergency assistance and coverage across state lines gives you peace of mind while traveling.
Frequently Asked Questions
Hit the Road with Confidence
Get comprehensive RV insurance coverage for all your travel adventures
Get Your Quote Today