What is Travel Insurance?
Travel insurance protects you from financial losses and provides assistance when unexpected events disrupt your trip. Whether it's a medical emergency abroad, trip cancellation, lost luggage, or travel delays, travel insurance helps you recover costs and get the help you need.
From weekend getaways to international adventures, travel insurance provides peace of mind so you can focus on enjoying your trip. Coverage can be purchased for single trips or as an annual policy for frequent travelers.
Travel insurance typically costs 4-10% of your total trip cost and can save you thousands in unexpected expenses.
What Travel Insurance Covers
Comprehensive protection for all aspects of your journey
Trip Cancellation
Reimbursement for prepaid, non-refundable expenses if you must cancel due to covered reasons like illness or family emergency.
Trip Interruption
Coverage if you need to cut your trip short and return home early due to covered emergencies.
Medical Emergencies
Emergency medical and dental care while traveling, including hospital stays and emergency evacuations.
Lost or Delayed Baggage
Reimbursement for lost, stolen, or damaged luggage and coverage for essential items during baggage delays.
Travel Delays
Coverage for additional accommodation and meal expenses when your trip is delayed for covered reasons.
Missed Connections
Reimbursement for additional transportation and accommodation if you miss a connection due to delays.
Emergency Assistance
24/7 travel assistance services including medical referrals, emergency cash transfers, and travel arrangements.
Identity Theft
Assistance and coverage if your identity is stolen while traveling, including document replacement.
Personal Liability
Coverage if you accidentally injure someone or damage property while traveling abroad.
Types of Travel Insurance
Choose the right coverage for your travel needs
Single Trip Insurance
Coverage for one specific trip with defined start and end dates. Ideal for occasional travelers or special vacations.
- Cost-effective for infrequent travel
- Customizable coverage limits
- Covers trip-specific expenses
Annual Multi-Trip
Year-round coverage for unlimited trips within a 12-month period. Perfect for frequent travelers and business trips.
- Better value for multiple trips
- No need to buy insurance each time
- Covers spontaneous travel
Cruise Insurance
Specialized coverage for cruise vacations with unique protections for cruise-specific situations.
- Missed port coverage
- Itinerary changes
- Medical evacuation from ship
Cancel For Any Reason
Premium coverage that allows trip cancellation for reasons not covered by standard policies.
- Maximum flexibility
- Typically 50-75% reimbursement
- Must be purchased within 14-21 days of deposit
Why You Need Travel Insurance
Protect Your Investment
Trips can cost thousands of dollars. Insurance protects your investment if unexpected events force cancellation.
Medical Coverage Abroad
Your health insurance may not cover you internationally. Travel insurance provides essential medical coverage overseas.
Unexpected Disruptions
Weather, airline issues, or personal emergencies can disrupt travel plans. Insurance helps you recover costs.
24/7 Assistance
Access to emergency assistance services anywhere in the world, anytime you need help.
Frequently Asked Questions
Travel with Peace of Mind
Get comprehensive travel insurance coverage for your next adventure
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