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    TrueGuardInsurance
    (336) 600-5005GET A QUOTE
    Modern condo interior representing condo insurance protection

    Protect Your Condo,
    Inside and Out

    Coverage for your condo's interior, personal property, and liability to protect your specific needs.

    Complete Protection for Condo Owners

    Our condo policies fill the gaps left by your HOA's master policy to ensure you're fully protected.

    Interior Structure

    Also known as 'walls-in' coverage. Protects your drywall, flooring, fixtures, and custom upgrades.

    Personal Property

    Covers your furniture, electronics, clothing, and other belongings from theft, fire, and covered perils.

    Liability Coverage

    Protects you financially if someone is injured in your condo or you accidentally damage someone else's property.

    Loss Assessment

    Helps pay your share if your condo association issues a special assessment for a major repair or liability claim.

    Water Backup

    Optional coverage that protects your condo from damage caused by backed-up sewers or drains.

    Additional Living Expenses

    Pays for temporary housing and living costs if your condo becomes uninhabitable due to a covered loss.

    Why Choose TrueGuard Condo Insurance?

    Experience specialized coverage designed for the unique needs of condominium owners.

    Tailored Coverage

    We review your HOA's master policy to ensure your individual policy fills all the gaps.

    Easy Digital Management

    Manage your policy, file claims, and access documents anytime through our secure portal.

    Worldwide Protection

    Your personal belongings are protected even when you travel, extending beyond your unit.

    Fast Claims Process

    Quick and hassle-free claims processing with dedicated support to get you back to normal fast.

    Condo vs. Home Insurance

    Understand the key differences between a condo policy (HO-6) and a standard home policy (HO-3).

    Coverage Feature
    Condo Insurance

    For condominium owners

    Home Insurance

    For single-family homeowners

    Exterior Structure
    Covered by HOA master policy
    Covered by your policy
    Interior Walls & Fixtures
    Covered ('walls-in')
    Covered
    Personal Belongings
    Fully covered
    Fully covered
    Loss Assessment
    Available/Included
    Not applicable
    Liability Protection
    Covered inside unit
    Covered for entire property

    Own a condo?

    Get a specialized quote that fits your exact needs.

    Get Quote

    Rent an apartment?

    Check out our Renters Insurance page instead.

    View Renters Insurance

    Frequently Asked Questions

    Get answers to common questions about condo insurance

    Ready to Protect Your Condo?

    Get a personalized condo insurance quote in minutes and ensure your investment is fully protected.

    Popular Coverages

    Explore our most requested insurance solutions to complete your protection.

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