Durham Trucking Insurance Built for Serious Motor Carriers
Protect your authority, your equipment, and your revenue with coverage designed for owner-operators and growing fleets in Durham.
Fast quoting. DOT-aware support. Carrier access through a multi-market brokerage approach.
Complete Trucking Coverage System for Durham
This is not a basic policy list - this is a full operational risk program tailored for Durham's busy transport corridors.
Core Auto and Liability Protection
- Primary Auto Liability
- Physical Damage (Tractor and Trailer)
- Motor Truck Cargo Coverage
- General Liability (where required)
Operational Coverage
- Non-Trucking Liability (Bobtail Coverage)
- Trailer Interchange Agreements
- Occupational Accident Coverage (Owner-Operators)
- Hired and Non-Owned Auto (if applicable)
Get Covered the Right Way in Durham
Whether you are running your first truck or managing a growing fleet, your insurance should support your operation - not slow it down.
Why TrueGuard Insurance
The Independent Advantage
As an independent insurance agency based in Winston-Salem, NC, TrueGuard Insurance serves individuals, families, and businesses with personalized coverage and honest guidance — across multiple states and growing.
Independent Agency
We represent multiple A-rated carriers and shop the market on your behalf — so you get the best coverage at the most competitive rate, not just what one company offers.
15+ Years of Experience
Matt Nelson brings over 15 years of hands-on experience in commercial trucking, construction equipment, finance, and insurance — giving you guidance backed by real industry knowledge.
Local North Carolina Expertise
Based in Winston-Salem and serving clients throughout the Piedmont Triad and across North Carolina, we understand the unique risks and regulations that affect our region.
Personalized Solutions
No two clients are the same. We take the time to understand your specific situation and build a coverage program tailored to your needs — not a one-size-fits-all policy.
Claims Guidance & Support
When a claim happens, we're in your corner. We guide you through the process step by step so you're never left navigating a difficult situation alone.
Responsive Service
We prioritize fast turnaround on quotes, certificates of insurance, and policy changes. You shouldn't have to chase your agent — we stay ahead of your needs.
Specialized Programs
We offer access to specialized insurance programs for trucking, construction equipment, dealer programs, and more — markets that most standard agencies simply cannot access.
Ongoing Policy Reviews
Insurance needs change. We proactively review your policies to identify coverage gaps, eliminate unnecessary costs, and ensure your program keeps pace with your life and business.