Commercial Auto Insurance
Protect your business vehicles and drivers with comprehensive coverage designed for commercial use
What is Commercial Auto Insurance?
Commercial auto insurance provides coverage for vehicles used for business purposes. Whether you have a single work truck or an entire fleet, this insurance protects your business from financial losses due to accidents, theft, or damage involving your commercial vehicles.
Personal Auto vs. Commercial Auto
Personal auto insurance typically doesn't cover vehicles used for business purposes. If you use your vehicle to transport goods, equipment, or passengers for your business, you need commercial auto insurance.
- Higher liability limits for business risks
- Coverage for multiple drivers and vehicles
- Protection for business equipment and cargo
Why Your Business Needs It
Commercial auto insurance is essential for protecting your business assets and ensuring compliance with legal requirements when operating business vehicles.
- Required by law in most states
- Protects your business from lawsuits
- Covers expensive vehicle repairs and replacements
Commercial Auto Coverage Options
Customize your policy with the right combination of coverages to protect your business vehicles and operations
Liability Coverage
Protects your business from claims when your vehicle causes injury or property damage to others.
Collision Coverage
Covers damage to your commercial vehicles from accidents, regardless of who is at fault.
Comprehensive Coverage
Protects against theft, vandalism, weather damage, and other non-collision incidents.
Medical Payments
Covers medical expenses for you and your passengers after an accident.
Uninsured Motorist
Protects you if hit by a driver without insurance or who flees the scene.
Hired & Non-Owned Auto
Covers vehicles your business rents or employee-owned vehicles used for work.
Vehicles We Cover
From small service vans to large commercial trucks, we provide coverage for all types of business vehicles
Pickup Trucks
Light-duty trucks for contractors and service businesses
Cargo Vans
Delivery vans and service vehicles
Box Trucks
Medium-duty trucks for moving and delivery
Company Cars
Sedans and SUVs for business use
Rideshare Vehicles
Coverage for Uber, Lyft, and taxi services
Service Vehicles
Specialized vehicles with equipment
Dump Trucks
Heavy-duty trucks for construction
Fleet Vehicles
Multiple vehicles under one policy
Industries We Serve
Specialized commercial auto insurance solutions for businesses across all industries
Contractors & Construction
Coverage for work trucks, equipment haulers, and construction vehicles moving between job sites daily.
Delivery & Logistics
Protection for delivery vans, courier services, and logistics companies transporting goods and packages.
Food Service
Coverage for catering vans, food trucks, and restaurant delivery vehicles serving customers.
Service Businesses
Insurance for plumbers, electricians, HVAC technicians, and other service professionals on the road.
Retail & Sales
Protection for sales representatives, mobile retailers, and businesses making client visits.
Healthcare Services
Coverage for medical transport, home healthcare providers, and mobile mobile services.
Frequently Asked Questions
Get answers to common questions about commercial auto insurance
Ready to Protect Your Business Vehicles?
Get a free commercial auto insurance quote in minutes and ensure your fleet is properly protected